Shantrell W.

"I'm forever grateful to God and Netiva Heard for Sharing your knowledge and all of those who inspire. This has truly been a journey and I still have work to do but I'm closer to my dreams. I logged on to this today and I'm just waiting on my alert from Fico that my score has increased. Be mindful I was in the low 400 a few months ago. Between last week and today it went up about 170 points.#Trust the process!"

B. Jones

"Atlanta GA “Netiva, thank you so much for all the awesome info that you provide! When i initially applied for my Discover card, i had to put down $500 for a secured card. They recently sent my $500 back & i now have an unsecured CC with a $1250 limit. I am not where i want to be credit wise but I will continue to reach my goals”"